Unemployment Insurance – Last Chance For Public Sector Employees

Unemployment has risen to over 2.5 million in the UK and with the future of many public service workers jobs in doubt, is expected to rise to levels of over three million by Christmas.
Todays official figures show levels of unemployment last enjoyed under Margaret Thatcher’s Tory Government of the Eighties.
Youth unemployment is at its highest level for 19 years.
Womens unemployment is at its highest level for over 23 years.
The public sector is traditionally a large employer of both these groups.
The Governments argument that the private sector creating new jobs will prop up the public sector has proven to be widely inaccurate.
David Miliband pointed out that for every two jobs lost in the public sector only one was being created in the private sector.
The result is that the economy is in a downward spiral and the public sector job cuts are fuelling the maelstrom.

UK Government Declares War On Private Motor Insurance

By A Consumer – War Correspondent  – Car Insurance War Front Line

The UK Government has declared war on the private motor insurance market.

The Government has yet to decide who the enemy actually is, although one ethnic group ‘CFA referal collectors’ have been singled out for the death camps and news coming out of Westminster today confirms this.

The call for the ‘War on Car Insurance’ from the media and consumer led groups has reached deafening proportions recently and the UK Government will tell you they have been forced to act.

The AA have stated that the ‘average’ car insurance premium has risen by 40% and on the word of the AA and probably as a deflection away from the more pressing economic issues, battle has begun.

Gadget Insurance – Better Security Reduces Theft Risk

Most of us live our lives around our gadgets these days and whether its our 3g mobile, laptop or ipad – it is at risk!
What’s more, in many cases our lifestyles are also at risk as our gadgets carry so much personal and company information and are in effect, our the portals to our social and business lives.
Insurance Blog and if the claims figures are to be believed, half the country, know only too well the pain involved in lifestyle interruption caused by losing a gadget!
The cost of replacing the item can be covered by traditional gadget insurance polices, but insurance as yet does not compensate for lifestyle interruption. So it is good to see alternative methods to insurance being used to tackle this ever growing problem.

Critical Illness Insurance Cover – Don’t Leave It Until Its Too Late!

Long term chronic or terminal illness is one of those risks than could afflict us all. It’s really an essential part of health insurance that is often overlooked or not covered, yet if it strikes critical illnesses are the most devastating to you and your family.
With this grim prospect in mind Insurance Blog gets you up to speed on this most essential of modern covers.

Understanding critical illness insurance

Critical illness is, by its very nature, no laughing matter. It might be advisable, therefore, to take critical illness insurance just as seriously.

A Brief History of Insurance: Part 8 Lloyds and World Insurance

A Brief History of Insurance:
Part Eight: The emergence of Lloyd’s as the worlds major insurance organisation:
In the previous article in this series we learnt about the humble beginnings of Lloyd’s as a relatively small coffee shop on Tower street. Whether it was an incredible piece of foresight or simple luck Lloyd developed a very specific clientèle of sailors, ship owners and merchants for boat insurance and marine cargo insurance risks.
Lloyds wasn’t the only coffee shop to do insurance business but it set the standards. In 1748 nearly one hundred houses including the famous coffef houses of Jonathan’s, Garraways and others were destroyed by a fire that ravaged Cornhill and in which scores of people perished and damage to the exent of £200,000 (nearly 200million in todays money) was caused. This event and another in the Cornhill when it was again destroyed by fire in 1765, left Lloyds in a prominent trading position.